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Fee Schedule

Alta Vista Credit Union Products & Service Fees

Effective August 1, 2014

    
Membership $5.00 
Early Account Closure
(within three months of opening)
$25.00

Savings Account
Low Balance Monthly Service Fee
Youth Accounts Excluded
Saving Balances:
 
Less than $100 $5.00 per month
$100 to $299 $3.00 per month
$300 to $499 $1.00 per month 
$500 and over FREE

Checking Account
Advantage Checking $20.00 per month
(Waived with eStatements)
Vista Checking $10.00 per month
(Waived with eStatements)
Platimum Checking $20.00 per month
(Waived with eStatements) 
Opportunity Checking $20.00 per month 
Next Generation Checking  FREE 
Business Checking  See Separate Schedule 
   
ATM Returned Deposit Item   $29.00
ATM Deposit Correction  $10.00 
ATM Transaction Research
(any ATM research where AVCU is not in error) 
$25.00 per hour 
Plastic Card Replacement or Additional Card  $10.00 
Bill Payment (bills in excess of 40 per month)  $1.00 per bill payment
Inactive Bill Payment (no bills paid for 60 days)  $7.50 per month 
Bill Payment - Expedited Payment  
       Electronic    $15.00
       Overnight $40.00
Checks (printed by AVCU Vendor/Partner)   Varies 
Temporary Checks - 4 Checks  $4.00 
Copy of Check (FREE via Internet 24)  $3.00 
Non Sufficient Funds (NSF) or Unavailable Funds  $29.00 
Courtesy Payment of NSF or Unavailable Funds  $29.00 
Regulation 'D' Excess Transaction  $10.00 
Stop Payment on Checks  $25.00 
Stop Payment on Checks VIA I24 or Audio24  $15.00 
Stop Payment on ACH  $25.00 
Stop Payment on Bill Pay Item  $25.00 
Note: Stop payment on checks only, ACH Bill Pay Items cannot be stopped   
Returned Deposit Items  $29.00 

Miscellaneous Services
Account Research and Subpoenas $25.00 per hour 
Account Verification/Information Letter  $20.00 
Bad Address (returned by USPS)  $2.00 
Certified Check
Checks made payable to party other than primary member or joint owner 
$5.00 
Check Cashing  $5.00 per check
Check or Credit Card Payments by Phone  $5.00 each
Collection Item  $25.00 
Collection Letter Fee  $10.00 
DMV Document Transfer/Lien Satisfied $20.00 + DMV Fees 
Dormant Account Fee (over 18 years of age)  $2.00 
Escheat Locater  $5.00 
Escheat Notice  $2.00 
Express Mail  $20.00
Fax Services  $0.50 per page 
Garnishments and Levies  $50.00 
Incorrect SSN  $50.00 
Insufficient Postage  Amount Due 
Notary   $10.00 per signature 
Signature Guarantee  $20.00 per signatue
Photocopy Services  $1.00 per page 
Revoked ACH Authorization  $20.00 
Rolled Coin  2% of the amount 
Coin Machine  2% of the amount 
Statement Copy/Account History
(FREE via Internet 24)
$5.00 each 
Stop Payment on Lost/Stolen/Destroyed Certified Checks  $25.00 
Transfer by Phone  $2.00 
Wire Transfer (Dosmestic)  $20.00 
Wire Transfer (International)  $35.00 
Wire Transfer Trace  $15.00 

Holiday Club Account
Withdrawal (January 1 - October 31)  $15.00 

Money Market Account
Premier Money Market
(Monthly $10.00 fee waived with minimum daily balance of $2,000) 
$10.00 per month 
Platinum Money Market
(Monthly $10.00 fee waived with minimum daily balance of $20,000) 
$10.00 per month 

Alta Vista Credit Union is committed to providing your family with the Credit Union Difference.

Become a Member!